Your Certified 72(t) Consultants

OUR MISSION

Specialized 72(t) Consulting You Can Trust

72(t) SEPP planning is one of the most specialized areas of retirement planning. The rules are complex, the penalties for mistakes are severe, and most financial advisors lack the deep expertise required to design a compliant plan.

That's why we focus exclusively on 72(t) consulting. Our team has helped hundreds of clients across the country access their retirement funds penalty-free, and we bring that same depth of expertise to every consultation.

We serve clients in all 44 states via phone and Zoom — no in-person meeting required. Our process is straightforward: we review your accounts, calculate your options, design your plan, and support you throughout the required distribution period.